Sapphire 32 Residence
Sapphire 32 Residence Offered by Buy Dubai Off-Plan
Sapphire 32 Residence

Sapphire 32 Residence

by Dar Al Karama in Jumeirah Village Circle View on map Handover soon

Starting price
AED 650,000
Payment plan
60/40
Handover
Q4 2026

≈ € 156,000

Project details

Starting price AED 650,000 ≈ € 156,000 What will my monthly payments be?
Payment plan 60/40 60% during construction, 40% at handover
Handover Q4 2026 Handover soon
Bedrooms Studio
Property type
Apartment
Floor area
37 to 256 m²
Developer
Dar Al Karama
Project brochure
Free, with no obligation

The Sapphire 32 Residence brochure

Download the brochure for Sapphire 32 Residence van Dar Al Karama Real Estate in Jumeirah Village Circle for free with all the information about this project.

  • Floor plans by property type
  • Full price list
  • Payment plan
Download the brochure

About Sapphire 32 Residence

  • Modern studios and apartments with 1, 2, or 3 bedrooms in a stylish design.

  • An impressive building with 27 residential floors and 5 podium levels, comprising 224 apartments.

  • Prime location in Jumeirah Village Circle, with easy access to key destinations across Dubai.

  • Extensive green spaces, parks, and cycling paths for an active lifestyle.

  • A wide range of amenities, including swimming pools, fitness centres, and landscaped gardens.

Sapphire 32 Residence at Jumeirah Village Circle: Luxury villas by Dar Al Karama

Sapphire 32 Residence is a prestigious residential building in Jumeirah Village Circle, developed by Dar Al Karama Real Estate. This project promises a harmonious blend of modern architecture and urban vibrancy, making it an attractive option for both residents and investors. The building comprises 27 residential floors and offers a selection of studios and apartments with 1, 2, or 3 bedrooms, designed with a focus on luxury and functionality. The handover is scheduled for the fourth quarter of 2026, presenting an excellent opportunity for those seeking a future home or investment in Dubai. The location in Jumeirah Village Circle is renowned for its green environment and extensive amenities, making it an ideal place for families, professionals, and individuals who enjoy an active lifestyle. Sapphire 32 Residence is not just a building; it is a place where community spirit and modern comfort converge.

Villa types and layouts at Sapphire 32 Residence Jumeirah Village Circle

Sapphire 32 Residence offers a diverse range of residential units, from compact studios to spacious 3-bedroom apartments. The areas range from 37.16 m² to 256.41 m², ensuring there is a suitable option for every need and budget. The studios are ideal for individuals or young couples seeking a practical home in a vibrant neighbourhood. The 1 or 2-bedroom apartments offer more space and are suitable for small families or professionals who work from home. The largest units, with 3 bedrooms, are perfect for families seeking additional comfort and privacy. All homes are designed with high-quality finishes and modern amenities, making them both functional and aesthetically appealing. With prices starting from AED 500,000, Sapphire 32 Residence is an affordable option in Dubai’s dynamic real estate market.

About the developer Dar Al Karama and the Sapphire 32 Residence design

The building of Sapphire 32 Residence is an architectural feat, consisting of 27 residential floors and 5 podium levels. Dar Al Karama Real Estate, the developer behind this project, is known for its vision of urban transformation and quality construction projects. This is their first project in Jumeirah Village Circle, which makes it particularly special. The design combines luxury with functionality, with attention paid to both the common areas and the private residences. Residents can enjoy amenities such as swimming pools, fitness centres, and beautifully landscaped gardens. The building is designed to foster a sense of community, with spaces where residents can meet and engage in social activities. Dar Al Karama Real Estate has a strong reputation in Dubai, and this project reaffirms their commitment to quality and innovation.

Prime location in Jumeirah Village Circle near key Dubai destinations

Jumeirah Village Circle, the location of Sapphire 32 Residence, is one of the most sought-after residential areas in Dubai. This vibrant community offers a perfect balance of urban convenience and natural tranquillity. The neighbourhood is renowned for its expansive parks, cycling paths, and recreational facilities, making it an ideal place for those who value an active lifestyle. Furthermore, there are numerous shops, restaurants, and schools in the immediate vicinity, making daily life much simpler. The area is also excellently connected to other parts of Dubai, allowing residents to travel easily to the business district or tourist hotspots. Jumeirah Village Circle has a diverse and international population, contributing to a vibrant and inclusive atmosphere. In short, Sapphire 32 Residence offers not only a luxury home but also a place in a thriving and green environment.

Flexible payment plan for Sapphire 32 Residence villas

The payment plan for Sapphire 32 Residence is favourably structured for buyers, with 60% payable during the construction phase and 40% upon handover. This makes the project financially accessible for both private buyers and investors. The initial payments are spread across the construction period, meaning buyers do not need to invest a large sum all at once. The remaining 40% is due upon the final handover in the fourth quarter of 2026. This flexible payment plan reduces financial pressure and offers buyers the opportunity to phase their investment. For international investors interested in property in Dubai, this is an attractive option due to the transparent terms and the prime location. Our property advisors in Dubai can provide further information on the financial options and offer support during the purchase process.

Amenities

Payment plan for Sapphire 32 Residence

60%40%
60%
During construction, in instalments
AED 390,000
≈ € 94,000
40%
After handover
AED 260,000
≈ € 62,000

Monthly payments and your own funds

How much do you need for Sapphire 32 Residence, and what will your monthly payments be if you finance part of the price at handover?

Do you live in the UAE?

Monthly payments after handover

AED 1,316

≈ € 320 per month

Maximum mortgage in your situation: 50% of the purchase price

Your funds during constructionin instalments according to the payment plan
AED 390,000≈ € 93,600
Your funds at handover
AED 0≈ € 0
Mortgage at handover
AED 260,000≈ € 62,400
Purchase costs4% DLD fee and mortgage costs
AED 30,120≈ € 7,200
Total funds required
AED 420,120≈ € 100,800
Request finance guidance for Sapphire 32 Residence
How does a mortgage work for off-plan property in Dubai?

You use your own funds during construction. You pay the payment plan instalments from your own funds. A mortgage is usually arranged only at handover, for the amount still outstanding at that point. Some banks provide finance earlier, but the UAE Central Bank sets a 50% maximum for off-plan property.

Situation (UAE resident)Maximum mortgage
First home up to AED 5m80%
First home above AED 5m70%
Second home or investment60%
Off-plan, before handover50%

Non-resident? These maximums do not automatically apply. Banks use their own, usually stricter, rules for foreign buyers. If you live abroad, expect to contribute more of your own funds.

Income matters. In principle, your total monthly debt repayments may not exceed 50% of your gross monthly income, and the mortgage may not exceed 7 times your annual income. The maximum term is 25 years.

Borrow more after handover? If the property is worth more than your purchase price at handover, a bank may sometimes provide additional finance based on the valuation through equity release. This requires a separate discussion with an adviser.

An estimate, not advice or an offer. Statutory maximums are no guarantee. Income, debts, age, employer and credit profile determine what a bank will actually lend.

Photos of Sapphire 32 Residence

Location

Jumeirah Village Circle, Dubai
Open in Google Maps

About Dar Al Karama

Dar Al Karama offers a diverse portfolio of off-plan property projects in Dubai, ranging from luxury apartments to modern villas. These projects are situated in popular neighbourhoods such as Downtown Dubai, Dubai Marina, and Business Bay, where demand for rental and purchase properties is consistently high. An example is the recently launched project "Al Noor Residences", with spaces ranging from 80 m2 to 220 m2 and prices starting from AED 1,200,000. Off-plan investments with Dar Al Karama offer the advantage of lower entry prices and the potential for capital growth during the construction phase. Interested parties can contact us for a complete overview of available units and location-specific details.

Dar Al Karama is one of the most experienced property developers in Dubai, with a history dating back to the beginning of the 21st century. Since its establishment, the company has specialised in off-plan projects, with a focus on quality and reliability. Iconic projects such as "The Vision Tower" and "Oasis Gardens" have strengthened Dar Al Karama's reputation as a developer that meets deadlines and keeps its promises. With multiple awards, including the Arabian Property Award for Best Residential Project, Dar Al Karama has built a solid reputation. Their long-standing presence in the market makes them a reliable partner for investors.

All projects by Dar Al Karama

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Images are for illustrative purposes and may differ from the finished property. The stated handover date is indicative and may be delayed. Although this page has been prepared with care, information may be incorrect or out of date. The price shown is a starting price and may differ from the current price. Please see our full disclaimer for more information.