Samana Ocean Bay
Samana Ocean Bay Offered by Buy Dubai Off-Plan
Samana Ocean Bay

Samana Ocean Bay

by Samana Developers in Dubai Islands View on map Under construction

Starting price
AED 2,100,000
Payment plan
50/50
Handover
Q2 2028

≈ € 504,000

Project details

Starting price AED 2,100,000 ≈ € 504,000 What will my monthly payments be?
Payment plan 50/50 50% during construction, 50% at handover
Handover Q2 2028 Under construction
Bedrooms 1234
Property type
Apartment
Floor area
77 to 250 m²
Developer
Samana Developers
Location
Dubai Islands
Project brochure
Free, with no obligation

The Samana Ocean Bay brochure

Download the brochure for Samana Ocean Bay of Samana in Dubai Islands for free with all the information about this project.

  • Floor plans by property type
  • Full price list
  • Payment plan
Download the brochure

About Samana Ocean Bay

  • Exclusive waterfront project on the coveted Central Island of Dubai Islands.

  • Spacious apartments with 1, 2 and 3 bedrooms, ranging from 77 m2 to 250 m2.

  • Excellent finishes with high-quality materials and attention to every detail.

  • Extensive amenities such as private swimming pools, an outdoor gym, yoga zone and outdoor cinema.

  • Favourable payment plan: 50% during construction and 50% upon handover in the second quarter of 2028.

A comprehensive overview of Samana Ocean Bay on Dubai Islands

Samana Ocean Bay presents itself as a refined and forward-thinking real estate project in the heart of the prestigious Dubai Islands. This off-plan development project, with a planned handover in the second quarter of 2028, embodies the essence of elegant waterfront living. Developer Samana has created a vision where luxury flows naturally, surrounded by calm seas and expansive skies that reflect enduring coastal elegance. The project comprises two distinctive towers, designated A and B, each with unique floor plans designed to offer maximum functionality and aesthetics. The emphasis is on the seamless integration of the building with its picturesque surroundings, resulting in an architectural whole that is both modern and contextual. The philosophy behind Samana Ocean Bay revolves around creating an oasis of relaxation, where every space is conceived to offer peace and comfort. It is a place where form and function are in perfect balance, with clean, sharp lines that harmonise with the soft, flowing movements of the coastline. This project is not just a collection of homes; it is a carefully orchestrated lifestyle, aimed at those who value quality, design and a serene living environment. Starting prices begin from AED 2,100,000 (approx. £450,000 / €520,000), offering an accessible entry point into this exclusive segment of the Dubai real estate market. For international investors, Samana Ocean Bay represents a prime opportunity to be part of a growing, world-class destination.

Property types and layouts at Samana Ocean Bay apartments

The range of residences within Samana Ocean Bay focuses on diversity and refinement, with apartments ranging from 1, 2 to 3 bedrooms, and areas lying between 77.02 m2 and over 250 m2. Each type of home is designed with the utmost precision to combine efficiency, comfort and elegance. The one-bedroom apartments, in addition to the generous living space, often offer the option for extra storage and access to swimming pool facilities, ideal for singles or young couples. The two-bedroom homes go a step further and in many cases provide a separate maid’s room, alongside the possibility of a private swimming pool, making them perfect for families or professionals who regularly entertain guests. The most spacious three-bedroom apartments represent the pinnacle of spatial comfort and functionality within this project. All floor plans are thoughtfully arranged to guarantee maximum flow and natural light, with large balconies that extend the living area outwards and offer breathtaking views. Attention to detail is evident in every finish, from the choice of flooring to the placement of sanitary ware and kitchen appliances. The designs are timeless and adaptive, intended to evolve with the changing needs of residents. This versatility in property types ensures that Samana Ocean Bay appeals to a wide range of buyers, from first-time investors to those seeking a permanent, luxurious home in Dubai.

Developer Samana and the build quality of Ocean Bay

The Samana Ocean Bay project is being delivered by Samana Developers, a developer that has quickly built a reputation for delivering quality and innovative real estate projects in Dubai. Samana’s focus is on creating modern living spaces tailored to the needs of the contemporary resident, with a strong emphasis on sustainability and aesthetically responsible design. At Ocean Bay, this philosophy translates into a build quality that demonstrates exceptional craftsmanship and attention to detail. Every surface, every tap and every finish is implemented to offer a seamless blend of beauty and practical usability. The developer uses first-class materials, carefully selected colour palettes and refined finishes to create interiors that feel both comfortable and sophisticated. The architecture of the two towers reflects a progressive aesthetic, where clean, crisp lines are combined with organic forms that honour the nearby coastline. This results in a building that not only looks modern but is also perfectly embedded in its natural surroundings. Confidence in the developer is further reinforced by the transparent development process and the achievable handover schedule. For our international clients, partnering with a reputable developer like Samana provides the necessary assurance and confidence in the long-term value and finish of their investment.

The strategic location of Samana Ocean Bay on Dubai Islands

The location of Samana Ocean Bay is undoubtedly one of its most compelling USPs. The project is situated on the coveted Central Island, the beating heart of the master development Dubai Islands. This archipelago off the coast of Dubai is designed as a self-sufficient, sustainable destination that uniquely unites city and sea. From this central position, residents enjoy excellent accessibility to virtually all of the city’s important and vibrant districts. For example, the iconic Burj Al Arab is reachable in approximately twenty minutes, as are the bustling beaches of JBR The Walk and the world-famous Palm Jumeirah. For business travellers and visitors, Dubai International Airport is just a twenty-minute drive away, while the cultural heartbeat of the city, represented by Dubai Creek and the historic Gold Souk, is fifteen minutes away. The glitter and glamour of Downtown Dubai, with the Burj Khalifa and The Dubai Mall, can be reached within twenty-five minutes. This unrivalled connectivity means residents can combine the peace and serenity of their waterfront home with the dynamic energy of the metropolis, without sacrificing travel time. The Dubai Islands environment itself offers an abundance of green spaces, walking paths, marinas and future retail and hospitality facilities, positioning Samana Ocean Bay as a perfectly balanced choice for both quality of life and investment potential.

Payment plan and investment opportunities for Samana Ocean Bay

The payment plan for Samana Ocean Bay is clear, transparent and designed to offer investors financial flexibility and certainty during the construction period until handover in Q2 2028. The plan is structured according to a 50/50 split: fifty per cent of the purchase price is paid in stages during the construction phase, spread over several instalments linked to construction progress. The remaining fifty per cent is due upon final handover and key transfer. This type of plan is particularly attractive because it spreads the financial burden and a large part of the investment is only required when the project is physically completed and ready for occupancy or rental. It offers buyers the ability to manage their capital over a longer period and significantly reduces the initial entry amount. Given the starting price of AED 2,100,000 (approx. £450,000 / €520,000) for the most accessible units, this plan makes an investment in this high-quality waterfront project feasible for a broader group. It is essential to have all contractual details and payment milestones carefully reviewed. Our team, as your property advisor in Dubai, is ready to fully support you in understanding every obligation and in ensuring the purchase process runs smoothly, from initial interest to final key handover.

Amenities

Payment plan for Samana Ocean Bay

50%50%
50%
During construction, in instalments
AED 1,050,000
≈ € 252,000
50%
After handover
AED 1,050,000
≈ € 252,000

Monthly payments and your own funds

How much do you need for Samana Ocean Bay, and what will your monthly payments be if you finance part of the price at handover?

Do you live in the UAE?

Monthly payments after handover

AED 5,313

≈ € 1,280 per month

Maximum mortgage in your situation: 50% of the purchase price

Your funds during constructionin instalments according to the payment plan
AED 1,050,000≈ € 252,000
Your funds at handover
AED 0≈ € 0
Mortgage at handover
AED 1,050,000≈ € 252,000
Purchase costs4% DLD fee and mortgage costs
AED 97,995≈ € 23,500
Total funds required
AED 1,147,995≈ € 275,500
Request finance guidance for Samana Ocean Bay
How does a mortgage work for off-plan property in Dubai?

You use your own funds during construction. You pay the payment plan instalments from your own funds. A mortgage is usually arranged only at handover, for the amount still outstanding at that point. Some banks provide finance earlier, but the UAE Central Bank sets a 50% maximum for off-plan property.

Situation (UAE resident)Maximum mortgage
First home up to AED 5m80%
First home above AED 5m70%
Second home or investment60%
Off-plan, before handover50%

Non-resident? These maximums do not automatically apply. Banks use their own, usually stricter, rules for foreign buyers. If you live abroad, expect to contribute more of your own funds.

Income matters. In principle, your total monthly debt repayments may not exceed 50% of your gross monthly income, and the mortgage may not exceed 7 times your annual income. The maximum term is 25 years.

Borrow more after handover? If the property is worth more than your purchase price at handover, a bank may sometimes provide additional finance based on the valuation through equity release. This requires a separate discussion with an adviser.

An estimate, not advice or an offer. Statutory maximums are no guarantee. Income, debts, age, employer and credit profile determine what a bank will actually lend.

Photos of Samana Ocean Bay

Location

Dubai Islands, Dubai Burj Al Arab: 19 mins · Burj Khalifa: 16 mins
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Travel times from Samana Ocean Bay

  • Burj Al Arab: 19 mins
  • Burj Khalifa: 16 mins
  • Business Bay: 18 mins
  • Dubai Creek Golf: 12 mins
  • Dubai Frame: 10 mins
  • Dubai International Airport: 12 mins
  • Dubai Island Beach: 4 mins
  • Jumeirah Beach: 15 mins

About Samana Developers

Samana develops a diverse range of off-plan property projects in Dubai, ranging from luxury apartments to modern residential towers. These projects are located in strategic locations such as Downtown Dubai, Dubai Creek Harbour, and Meydan. One example is the iconic Samana Greens, a green and sustainable residential project with units starting from 50 m2. Another highlight is Samana Waves, a residential project with skyline views and a private swimming pool.

Investing off-plan with Samana often means a favourable entry price, allowing investors to benefit from capital appreciation during the construction phase. All projects meet strict quality standards, making Samana a reliable developer for both private and institutional investors.

All projects by Samana Developers

Similar projects

Images are for illustrative purposes and may differ from the finished property. The stated handover date is indicative and may be delayed. Although this page has been prepared with care, information may be incorrect or out of date. The price shown is a starting price and may differ from the current price. Please see our full disclaimer for more information.