Raya
Raya Offered by Buy Dubai Off-Plan
Raya

Raya

by Emaar in Arabian Ranches 3 View on map Handover soon

Starting price
AED 1,950,888
Payment plan
80/20
Handover
Q3 2026

≈ € 468,000

Project details

Starting price AED 1,950,888 ≈ € 468,000 What will my monthly payments be?
Payment plan 80/20 80% during construction, 20% at handover
Handover Q3 2026 Handover soon
Bedrooms 34
Property type
Townhouse
Floor area
174 to 219 m²
Developer
Emaar
Project brochure
Free, with no obligation

The Raya brochure

Download the brochure for Raya van Emaar Properties in Arabian Ranches 3 for free with all the information about this project.

  • Floor plans by property type
  • Full price list
  • Payment plan
Download the brochure

About Raya

  • Exclusive 3- and 4-bedroom townhouses within a gated community

  • Harmoniously designed indoor and outdoor spaces for a balanced lifestyle

  • Excellent accessibility via Emirates Road and other major highways

  • First-class amenities and facilities for the whole family

  • Attractive payment plan with 80% due during construction and 20% on completion

Raya at Arabian Ranches 3 (Dubai): Luxury homes by Emaar Properties

Raya in Arabian Ranches 3 is a new project by Emaar Properties, one of the most renowned developers in Dubai. This project offers exclusive three- and four-bedroom townhouses, designed for a luxurious and harmonious lifestyle. The homes are situated in a tranquil, green environment where indoor and outdoor spaces seamlessly blend. The project is perfect for families seeking a safe and child-friendly neighbourhood with high-quality amenities. Arabian Ranches 3 is known for its vibrant community and excellent connections to the rest of Dubai. With completion planned for the third quarter of 2026, Raya offers a unique opportunity to invest in a future-proof home in a sought-after location. Prices start from AED 1,950,888, making the project accessible to a wide range of buyers. The combination of quality, location, and affordability makes Raya an excellent choice for international investors.

Home types and layouts at Raya Arabian Ranches 3 (Dubai)

Raya offers a selection of stylish three- and four-bedroom townhouses, ranging in size from 174.38 m² to 218.69 m². These generously proportioned homes are designed with meticulous attention to detail and offer ample space for families of all sizes. The layout of the homes is optimised, featuring spacious living areas, modern kitchens, and high-quality bathrooms. Each townhouse boasts a private garden or terrace, allowing residents to enjoy the outdoors in complete privacy. The bedrooms are positioned to provide maximum tranquillity and comfort, while the living room and kitchen are central for cosy gatherings. The architecture of Raya combines modern elegance with functional design, ensuring the homes are not only beautiful to look at but also practical to live in. With high-quality materials and finishes, these townhouses offer an exceptional living experience in one of Dubai’s most sought-after districts.

About the developer Emaar Properties and the Raya design

Raya is a project by Emaar Properties, a name synonymous with quality and innovation in Dubai’s real estate world. Emaar has an impressive track record with iconic projects such as the Burj Khalifa and The Dubai Mall. With Raya, the developer takes another step forward in creating high-quality living environments. The building is designed with an eye for detail and offers a range of facilities that enhance daily life. These include swimming pools, playgrounds, fitness centres, and green zones where residents can relax. The architecture of Raya is inspired by modern trends but retains a timeless appeal that will endure for years to come. Emaar is known for its reliability and punctuality, giving buyers confidence that the project will be completed on time. With a focus on sustainability and community building, Raya is more than just a home; it is a place where residents can be happy for a lifetime.

Prime location in Arabian Ranches 3 (Dubai) near key Dubai destinations

Raya is located in Arabian Ranches 3, one of Dubai’s most sought-after gated communities. This neighbourhood is renowned for its peaceful atmosphere, green surroundings, and excellent amenities. The location offers a perfect balance between privacy and accessibility, with quick connections to key parts of the city. For instance, Downtown Dubai is just a 20-minute drive away, while Dubai International Airport is reachable within 25 minutes. For families, there are numerous schools, parks, and recreational opportunities in the immediate vicinity. The Dubai Polo & Equestrian Club and Global Village are both within a 10-minute drive, perfect for relaxation and entertainment. Arabian Ranches 3 itself features wide avenues, walking paths, and communal spaces where residents can socialise. With its child-friendly character and high-quality infrastructure, this location is ideal for those seeking a safe and vibrant residential environment in Dubai.

Flexible payment plan for Raya homes

The payment plan for Raya is designed to offer buyers maximum flexibility. The plan stipulates that 80% of the purchase price is due during the construction phase, spread across various milestones. The remaining 20% is payable upon the project’s final completion in the third quarter of 2026. This system allows buyers to phase their investment without having to pay a large sum immediately. This is an attractive option for investors, as it distributes the financial commitment over a longer period. The payment plan is transparent and straightforward, with no hidden costs or unexpected obligations. We work with property advisors in Dubai who are ready to guide you through the entire process, from purchase to completion. With this expertise, you can be confident that your investment is in good hands. Please feel free to contact us for more information on payment options.

Amenities

Payment plan for Raya

80%20%
80%
During construction, in instalments
AED 1,560,710
≈ € 375,000
20%
After handover
AED 390,178
≈ € 94,000

Monthly payments and your own funds

How much do you need for Raya, and what will your monthly payments be if you finance part of the price at handover?

Do you live in the UAE?

Monthly payments after handover

AED 1,974

≈ € 470 per month

Maximum mortgage in your situation: 50% of the purchase price

Your funds during constructionin instalments according to the payment plan
AED 1,560,710≈ € 374,600
Your funds at handover
AED 0≈ € 0
Mortgage at handover
AED 390,178≈ € 93,600
Purchase costs4% DLD fee and mortgage costs
AED 83,783≈ € 20,100
Total funds required
AED 1,644,493≈ € 394,700
Request finance guidance for Raya
How does a mortgage work for off-plan property in Dubai?

You use your own funds during construction. You pay the payment plan instalments from your own funds. A mortgage is usually arranged only at handover, for the amount still outstanding at that point. Some banks provide finance earlier, but the UAE Central Bank sets a 50% maximum for off-plan property.

Situation (UAE resident)Maximum mortgage
First home up to AED 5m80%
First home above AED 5m70%
Second home or investment60%
Off-plan, before handover50%

Non-resident? These maximums do not automatically apply. Banks use their own, usually stricter, rules for foreign buyers. If you live abroad, expect to contribute more of your own funds.

Income matters. In principle, your total monthly debt repayments may not exceed 50% of your gross monthly income, and the mortgage may not exceed 7 times your annual income. The maximum term is 25 years.

Borrow more after handover? If the property is worth more than your purchase price at handover, a bank may sometimes provide additional finance based on the valuation through equity release. This requires a separate discussion with an adviser.

An estimate, not advice or an offer. Statutory maximums are no guarantee. Income, debts, age, employer and credit profile determine what a bank will actually lend.

Floor plans

Photos of Raya

Location

Arabian Ranches 3, Dubai Downtown Dubai: 20 minutes (car) · Dubai International Airport: 25 minutes (car)
Open in Google Maps

Travel times from Raya

  • Downtown Dubai: 20 minutes (car)
  • Dubai International Airport: 25 minutes (car)
  • Dubai Marina: 35 minutes (car)
  • Dubai Polo & Equestrian Club: 10 minutes (car)
  • Global Village: 10 minutes (car)
  • The Dubai Mall: 35 minutes (car)

About Emaar

Emaar offers an extensive portfolio of off-plan property projects in Dubai, ranging from luxury apartments to exclusive villas. These projects are located in highly sought-after areas such as Downtown Dubai, Dubai Hills Estate, and Dubai Creek Harbour. Investing off-plan with Emaar allows you to benefit from favourable terms during the construction period, such as staged payment plans and early booking discounts. The projects are designed with a focus on modern architecture, sustainability, and high-quality finishes. Whether you are looking for a home for personal use or a profitable investment, Emaar provides various options to suit different needs. Contact us for a complete overview of the available off-plan projects.

Emaar Properties, founded in 1997, has grown over two decades into one of the world's leading real estate developers. The company is responsible for some of the most iconic structures in Dubai, including the world's tallest building, the Burj Khalifa, and the largest shopping mall, The Dubai Mall.

All projects by Emaar

Similar projects

Images are for illustrative purposes and may differ from the finished property. The stated handover date is indicative and may be delayed. Although this page has been prepared with care, information may be incorrect or out of date. The price shown is a starting price and may differ from the current price. Please see our full disclaimer for more information.