Kaya
Kaya Offered by Buy Dubai Off-Plan
Kaya

Kaya

by Nshama in Town Square Dubai View on map Handover soon

Starting price
AED 725,888
Payment plan
50/50
Handover
Q3 2026

≈ € 174,000

Project details

Starting price AED 725,888 ≈ € 174,000 What will my monthly payments be?
Payment plan 50/50 50% during construction, 50% at handover
Handover Q3 2026 Handover soon
Bedrooms 123
Property type
Apartment
Floor area
57 to 140 m²
Developer
Nshama
Project brochure
Free, with no obligation

The Kaya brochure

Download the brochure for Kaya van Nshama in Town Square Dubai for free with all the information about this project.

  • Floor plans by property type
  • Full price list
  • Payment plan
Download the brochure

About Kaya

  • Modern apartments with 1, 2 or 3 bedrooms in a vibrant community

  • Extensive amenities including swimming pools, play areas and sports facilities

  • Advantageously located in Town Square Dubai, surrounded by green spaces and parks

  • High-quality finishes with glossy porcelain floors and built-in wardrobes

  • Flexible payment plan with just 50% due during construction and 50% on completion

Kaya at Town Square Dubai: Luxury homes by Nshama

Kaya, the latest residential project by Nshama in Town Square Dubai, promises a modern and comfortable lifestyle in a vibrant setting. This project offers carefully designed one, two, and three-bedroom apartments, perfect for families, couples, or individuals seeking a stylish home. The complex is surrounded by a substantial 154,000 m² of green parks and 16 community gardens, allowing residents to enjoy a harmonious balance between urban living and nature. Kaya’s architecture is distinguished by its elegant lines and harmonious integration into the surroundings, creating a visually appealing whole. Inside, the homes are fitted with high-quality materials such as glossy porcelain floors and built-in wardrobes, making every space feel both stylish and functional. Furthermore, the project offers numerous amenities, such as a swimming pool, children’s play zones, and sports facilities, ensuring residents have everything within easy reach. Completion is scheduled for the third quarter of 2026, making it an excellent investment opportunity for those seeking a future-proof real estate project in Dubai.

Home types and layouts at Kaya Town Square Dubai

Kaya offers a diverse range of apartments, from compact one-bedroom homes to more spacious three-bedroom options. The areas range from 57.41 m² to 140.28 m², ensuring a suitable home is available for every need. The one and two-bedroom apartments are ideal for young professionals or small families, while the three-bedroom apartments offer more space for larger families or those needing an extra study or guest room. All homes feature high-quality finishes, including modern kitchens with integrated appliances, spacious bathrooms with quality fittings, and large windows that provide an abundance of natural light. The layout of the apartments is designed to optimise every square metre, with practical storage solutions such as built-in wardrobes. Moreover, the homes are designed to be energy-efficient, with a focus on sustainability and comfort. This makes Kaya not only an attractive place to live but also a prudent long-term investment.

About the developer Nshama and the Kaya design

The Kaya project is an initiative by Nshama, a renowned developer in Dubai known for its innovative and high-quality real estate projects. Nshama has built a strong reputation by creating community-focused developments that offer not just homes, but a complete lifestyle. Kaya’s design reflects this philosophy, with attention paid to both aesthetics and functionality. The building itself is notable for its modern architecture, with flowing lines and a harmonious integration into the green environment of Town Square. The common areas are generously proportioned and finished with high-quality materials, contributing to a luxurious appearance. Furthermore, the complex offers extensive amenities, such as a swimming pool, fitness room, and playgrounds, ensuring residents do not have to compromise on comfort or convenience. Nshama guarantees quality and reliability, giving buyers confidence that their investment is in good hands. With a completion date in 2026, Kaya is a project with significant potential for both living and investment.

Prime location in Town Square Dubai near key Dubai destinations

Kaya is located in the heart of Town Square Dubai, a vibrant community known for its green spaces and extensive amenities. The location is particularly advantageous, with quick connections to key points in the city. For instance, the Dubai Polo & Equestrian Club is just a 10-minute drive away, while the famous Dubai Miracle Garden is reachable within 15 minutes. For those who enjoy attending events, EXPO 2020 is 20 minutes away, while world-famous attractions such as The Dubai Mall and Palm Jumeirah are within half an hour. The neighbourhood itself offers everything residents need, from shops and restaurants to schools and healthcare. Additionally, there are numerous recreational opportunities, such as walking paths, parks, and sports facilities, ensuring there is always something to do. The extensive public transport network ensures residents can travel around the city with ease, while the proximity to major highways also makes it an ideal location for motorists. In short, Kaya offers not only a beautiful home but also a perfect base from which to enjoy everything Dubai has to offer.

Flexible payment plan for Kaya homes

Kaya’s payment plan is designed to offer buyers maximum flexibility, making investment in this project accessible to a wide audience. The plan stipulates a payment of 50% during the construction phase, spread across various milestones, and the remaining 50% upon final completion in 2026. This means buyers do not need to invest a large sum all at once but can spread their payments over a longer period. This makes the project financially attractive, especially for international investors seeking a stable real estate investment. The payment plan is transparent and straightforward, with no hidden costs or unexpected obligations. The project is already in full development, meaning buyers can invest with confidence in a tangible and future-proof real estate project. With prices starting from AED 725,888, Kaya is an excellent opportunity to benefit from Dubai’s growing real estate market.

Amenities

Payment plan for Kaya

50%50%
50%
During construction, in instalments
AED 362,944
≈ € 87,000
50%
After handover
AED 362,944
≈ € 87,000

Monthly payments and your own funds

How much do you need for Kaya, and what will your monthly payments be if you finance part of the price at handover?

Do you live in the UAE?

Monthly payments after handover

AED 1,837

≈ € 440 per month

Maximum mortgage in your situation: 50% of the purchase price

Your funds during constructionin instalments according to the payment plan
AED 362,944≈ € 87,100
Your funds at handover
AED 0≈ € 0
Mortgage at handover
AED 362,944≈ € 87,100
Purchase costs4% DLD fee and mortgage costs
AED 34,442≈ € 8,300
Total funds required
AED 397,386≈ € 95,400
Request finance guidance for Kaya
How does a mortgage work for off-plan property in Dubai?

You use your own funds during construction. You pay the payment plan instalments from your own funds. A mortgage is usually arranged only at handover, for the amount still outstanding at that point. Some banks provide finance earlier, but the UAE Central Bank sets a 50% maximum for off-plan property.

Situation (UAE resident)Maximum mortgage
First home up to AED 5m80%
First home above AED 5m70%
Second home or investment60%
Off-plan, before handover50%

Non-resident? These maximums do not automatically apply. Banks use their own, usually stricter, rules for foreign buyers. If you live abroad, expect to contribute more of your own funds.

Income matters. In principle, your total monthly debt repayments may not exceed 50% of your gross monthly income, and the mortgage may not exceed 7 times your annual income. The maximum term is 25 years.

Borrow more after handover? If the property is worth more than your purchase price at handover, a bank may sometimes provide additional finance based on the valuation through equity release. This requires a separate discussion with an adviser.

An estimate, not advice or an offer. Statutory maximums are no guarantee. Income, debts, age, employer and credit profile determine what a bank will actually lend.

Floor plans

Photos of Kaya

Location

Town Square Dubai, Dubai Dubai Miracle Garden: 15 minutes (car) · Dubai Polo & Equestrian Club: 10 minutes (car)
Open in Google Maps

Travel times from Kaya

  • Dubai Miracle Garden: 15 minutes (car)
  • Dubai Polo & Equestrian Club: 10 minutes (car)
  • EXPO 2020: 20 minutes (car)
  • Jebel Ali Racecourse: 20 minutes (car)
  • Palm Jumeirah: 23 minutes (car)
  • The Dubai Mall: 25 minutes (car)

About Nshama

Nshama is a leading developer in Dubai, specialising in off-plan property projects that focus on affordability and quality. On this page, you will find a complete overview of all current off-plan projects by Nshama, ranging from modern apartments to spacious villas. These projects are located in promising areas such as Town Square, a master-planned community that excels in liveability and amenities. An example is the Hayat Boulevard project, where apartments are available from AED 499,000 with areas starting from 50 m2.

Investing off-plan with Nshama offers the opportunity to enter the market early, often with favourable prices and flexible payment plans. Contact us for a current list of available units and detailed project information.

All projects by Nshama

Similar projects

Images are for illustrative purposes and may differ from the finished property. The stated handover date is indicative and may be delayed. Although this page has been prepared with care, information may be incorrect or out of date. The price shown is a starting price and may differ from the current price. Please see our full disclaimer for more information.